Chequing account comparator

57 accounts found

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BMO Performance Chequing Account

BMO

Monthly feeFee waiverNo monthly plan fees with a minimum balance of $4,000*Minimum balance : $4,000: $17.95; Waived with $4,000
Included transactionsUnlimited Interac included: Unlimited
Account highlightsEarn up to a $1,100 cash bonus* plus a Walmart+ membership for up to 12 months*: Step 1 – Earn $800 when you:Open a Performance or Premium chequing account by March 1, 2027. Provide a valid email address at opening and make a deposit by that date*. Set up a recurring direct deposit of $500 or more from your employer, the government, or your pension, and have the first deposit appear by April 30, 2027* By April 30, 2027, both qualifying bill payments or at least one debit from each of the two payees must also post to the account*:Make two (2) bill payments of $50 or more to two (2) different payees through BMO Online Banking or the BMO Mobile Banking app* Set up two (2) pre-authorized debits (PADs) of $50 or more from two (2) different payees* Step 2 – Earn $200 when you:You must qualify for the $800 chequing bonus*. Open a Savings Amplifier Account by March 1, 2027* Deposit a total of $10,000 or more into the Savings Amplifier Account within the first 30 calendar days of opening the account* After the initial 30-day period, maintain a daily closing balance of at least $10,000 for another 180 calendar days*. The promotional interest rate period, up to four months for eligible clients, is separate from the balance holding period*. Step 3 – Earn $100 when you:Open and fund eligible chequing and savings accounts*. The Performance, Premium and Practical chequing plans can qualify. Get approved for an eligible BMO credit card*. BMO advertises a first-year annual fee waiver on select cards*. Get a Walmart+ membership for up to 12 months* when you:Open and fund a new BMO Performance, Premium, Practical or Plus Plan Chequing Account by March 1, 2027* Sign up for or update your existing Walmart+ membership on Walmart.ca by April 30, 2027, selecting Debit Mastercard as the payment option and entering your new BMO debit card number* Eligible clients will receive the chequing and savings bonuses by October 30, 2027*. Keep the accounts open and in good standing when BMO pays the bonuses. Closing an eligible account or switching away from Performance or Premium before March 1, 2028 can cause you to lose or repay the relevant bonus. Get a promotional interest rate when you add a Savings Amplifier Account* Unlimited transactions and Interac e-Transfer® transactions* Get accounts for family members without paying an additional monthly fee* Up to $40 rebate on the annual fee for eligible BMO credit cards* OnGuard®† Identity Theft Protection at no charge* No-fee Global Money Transfer transactions to up to 50 countries* All for $17.95 a month, or no cost when you maintain the minimum daily balance of $4,000*.: Up to $1,100 cash bonus*; Ends Mar 1, 2027

Monthly fee: $17.95
Fee waiver: No monthly plan fees with a minimum balance of $4,000*
Included transactions: Unlimited
Interac e-Transfers: Unlimited Interac included
ATM withdrawals per month: 1
ATM — other networks in Canada: $2
ATM — United States: $5
ATM — international: $5
Overdraft protection / month: $5
E-statement: Included

Credit card rebate: $40

With the BMO Performance Chequing Account, you can earn up to a $1,100 cash bonus* plus a Walmart+ membership for up to 12 months*:

$800 when you open and fund an eligible Performance or Premium account by March 1, 2027 and provide a valid email address at opening. Your first recurring direct deposit of at least $500 and the qualifying bill payments or pre-authorized debits must post by April 30, 2027*.
$200 if you qualify for the $800 bonus, open a Savings Amplifier Account by March 1, 2027 and deposit at least $10,000 in total within 30 calendar days. Then maintain that daily closing balance for another 180 calendar days*.
$100 through a separate offer when you open and fund eligible chequing and savings accounts and get approved for an eligible BMO credit card*.
A Walmart+ membership for up to 12 months when you open and fund an eligible chequing account by March 1, 2027, then sign up or update your Walmart+ membership and choose Debit Mastercard as the payment option by April 30, 2027*.

Offer available from November 3, 2026 to March 1, 2027*. You must complete Step 1 to qualify for Step 2*.

Other benefits:

Unlimited transactions and Interac e-Transfer^® transactions*
Get accounts for family members without paying an additional monthly fee*
Up to $40 rebate on the annual fee for eligible BMO credit cards*
OnGuard^®† Identity Theft Protection at no charge*

All for $17.95 a month, or no cost when you maintain the minimum daily balance of $4,000*.

Account highlights

Up to $1,100 cash bonus*

Ends Mar 1, 2027

Account details & conditions

Earn up to a $1,100 cash bonus* plus a Walmart+ membership for up to 12 months*:

Step 1 – Earn $800 when you:
- Open a Performance or Premium chequing account by March 1, 2027. Provide a valid email address at opening and make a deposit by that date*.
- Set up a recurring direct deposit of $500 or more from your employer, the government, or your pension, and have the first deposit appear by April 30, 2027*
- By April 30, 2027, both qualifying bill payments or at least one debit from each of the two payees must also post to the account*:
  - Make two (2) bill payments of $50 or more to two (2) different payees through BMO Online Banking or the BMO Mobile Banking app*
  - Set up two (2) pre-authorized debits (PADs) of $50 or more from two (2) different payees*

Step 2 – Earn $200 when you:
- You must qualify for the $800 chequing bonus*.
- Open a Savings Amplifier Account by March 1, 2027*
- Deposit a total of $10,000 or more into the Savings Amplifier Account within the first 30 calendar days of opening the account*
- After the initial 30-day period, maintain a daily closing balance of at least $10,000 for another 180 calendar days*.
- The promotional interest rate period, up to four months for eligible clients, is separate from the balance holding period*.

Step 3 – Earn $100 when you:
- Open and fund eligible chequing and savings accounts*. The Performance, Premium and Practical chequing plans can qualify.
- Get approved for an eligible BMO credit card*.
- BMO advertises a first-year annual fee waiver on select cards*.

Get a Walmart+ membership for up to 12 months* when you:
- Open and fund a new BMO Performance, Premium, Practical or Plus Plan Chequing Account by March 1, 2027*
- Sign up for or update your existing Walmart+ membership on Walmart.ca by April 30, 2027, selecting Debit Mastercard as the payment option and entering your new BMO debit card number*

Eligible clients will receive the chequing and savings bonuses by October 30, 2027*. Keep the accounts open and in good standing when BMO pays the bonuses. Closing an eligible account or switching away from Performance or Premium before March 1, 2028 can cause you to lose or repay the relevant bonus.

Get a promotional interest rate when you add a Savings Amplifier Account*
Unlimited transactions and Interac e-Transfer^® transactions*
Get accounts for family members without paying an additional monthly fee*
Up to $40 rebate on the annual fee for eligible BMO credit cards*
OnGuard^®† Identity Theft Protection at no charge*
No-fee Global Money Transfer transactions to up to 50 countries*

All for $17.95 a month, or no cost when you maintain the minimum daily balance of $4,000*.

Read the full offer

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Scotiabank Ultimate Package

Scotiabank

Monthly feeFee waiverMonthly fee waived with a minimum daily closing balance of $6,000Minimum balance : $6,000: $30.95; Waived with $6,000
Included transactionsUnlimited Interac included: Unlimited
Account highlightsEarn a $700 bonus with an eligible chequing account and up to $300 more when you add an eligible registered account and credit card, subject to Scotiabank’s terms. Unlimited transactions, Interac e-transfer transactions and Scotia International Money Transfers† Unlimited free Global non-Scotiabank ABM withdrawals Annual fee rebate each year on select credit cards (up to $150) Earn points on everyday purchases with the Scene+TM program 8 more premium perks: Up to $1,000 in bundled bonuses; Ends Mar 4, 2027

Monthly fee: $30.95
Fee waiver: Monthly fee waived with a minimum daily closing balance of $6,000
Included transactions: Unlimited
Interac e-Transfers: Unlimited Interac included
ATM — bank network: $0
Insufficient funds: $10
E-statement: Included

Credit card rebate: $150

From October 30, 2026 to March 4, 2027, open a new eligible Ultimate or Preferred Package. You can earn $700 for the chequing account and up to $1,000 in total if you also qualify for both additional bonuses.

For the $700 bonus, receive an eligible recurring direct deposit within 60 days of opening the account and keep it going for at least four consecutive months. Within the same 60 days, also complete one of these activities:

Make an eligible recurring pre-authorized debit of at least $50 and repeat it monthly for at least four consecutive months.
Make an eligible online bill payment of at least $50.
Make five eligible Visa Debit purchases online or in stores outside Canada.

If you qualify for the $700 bonus, you can earn another $200 by opening a new eligible RRSP, TFSA or FHSA within 60 days of opening the chequing account. You can earn another $100 if you apply and are approved for a new eligible credit card as the primary cardholder within the same period and make a qualifying purchase within 60 days of opening the card account.

Exclusions apply, including if you hold or have held a Scotiabank chequing account in the past two years. See Scotiabank’s full offer terms.

Scotiabank’s Ultimate Package includes a number of attractive benefits:

Waiver of annual fees (up to $150) on certain credit cards such as the Scotiabank Passport Visa Infinite +* Card or Scotia Momentum Visa Infinite.
Unlimited free Global non-Scotiabank ABM withdrawals
Unlimited debit transactions
Unlimited free international money transfer transactions
Unlimited Interac e-Transfer transactions
No monthly Overdraft Protection fee
Free personalized cheques and drafts
Get Scene+ points
No monthly account fee on a Scotia U.S. Dollar Daily Interest Account
$80 annual rebate on the rental of a small safe deposit box

Account highlights

Up to $1,000 in bundled bonuses

Ends Mar 4, 2027

Account details & conditions

Earn a $700 bonus with an eligible chequing account and up to $300 more when you add an eligible registered account and credit card, subject to Scotiabank’s terms.
Unlimited transactions, Interac e-transfer transactions and Scotia International Money Transfers^†
Unlimited free Global non-Scotiabank ABM withdrawals
Annual fee rebate each year on select credit cards (up to $150)
Earn points on everyday purchases with the Scene+^TM program
8 more premium perks

Read the full offer

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EQ Bank Personal Account

EQ Bank

Monthly fee: $0; No monthly fee
Included transactionsUnlimited Interac included: Unlimited
Account highlightsThe EQ Bank Personal Account (formerly called Savings Plus Account) is a no-fee account that offers a generous interest rate of up to 3.00%* with recurring direct deposits of $2,000 or more per month (1.50% otherwise): Open a Personal Account in minutes to get the best features of chequing with high interest. Add money to your account to start earning 1.50% interest* on every dollar right away. Set up direct deposit for your pay to benefit from an interest rate of 3.00%.* This account also offers several free features, such as: Interac e-Transfers® Everyday banking operations Bill payments Deposits and withdrawals Finally, there is no minimum balance required for this type of account. The same 1.50% base rate and 3.00% bonus rate apply to the EQ Bank Card balance, subject to eligibility. Interest on the card balance is paid into the linked Personal Account.: Up to 3.00% interest*

Monthly fee: $0
Included transactions: Unlimited
Interac e-Transfers: Unlimited Interac included
E-statement: Included

Regular interest: 1.5%Annual base rate of 1.50%. The 3.00% total rate requires at least $2,000 per month in qualifying recurring direct deposits.Rate as of November 3, 2026 · Checked November 3, 2026 · Institution source

The EQ Bank Personal Account (formerly called Savings Plus Account) is a no-fee account that offers a generous interest rate of up to 3.00%* with recurring direct deposits of $2,000 or more per month (1.50% otherwise):

1.50% interest on everyday banking services;
Up to 3.00% interest when you set up direct deposit of $2,000 or more per month for your pay.

This account also offers several free features, such as:

Interac transfers;
Daily operations;
Bill payments;
Deposits and withdrawals.

Finally, there is no minimum balance required for this type of account.

Account highlights

Up to 3.00% interest*

Account details & conditions

Open a Personal Account in minutes to get the best features of chequing with high interest.
Add money to your account to start earning 1.50% interest* on every dollar right away.
Set up direct deposit for your pay to benefit from an interest rate of 3.00%.*

This account also offers several free features, such as:

Interac e-Transfers®
Everyday banking operations
Bill payments
Deposits and withdrawals

Finally, there is no minimum balance required for this type of account.

The same 1.50% base rate and 3.00% bonus rate apply to the EQ Bank Card balance, subject to eligibility. Interest on the card balance is paid into the linked Personal Account.

Read the full offer

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Neo Chequing Account

Neo Financial

Monthly fee: $0; No monthly fee

Monthly fee: $0
E-statement: Not included

With the Neo Chequing account (formerly Neo Money Account), you earn up to 6% cash back:

6% on average at restaurants, bars, and cafés
4% on your favorite apps (Netflix, Disney+, Crave, Apple, Uber, Lyft, SkipTheDishes, DoorDash and UberEats)
1% on gas and groceries

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Wealthsimple Chequing Account

Wealthsimple

Monthly fee: $0; No monthly fee
Included transactionsUnlimited Interac included: Unlimited
Account highlightsEligible new clients can earn CAD $25 by opening an account through the partner link on this page and adding at least CAD $1 from an external source within 30 days of opening. The terms require you to keep your pre-promotion balance and net funding in your Wealthsimple accounts for 180 days from the end of the promotion period. Official offer terms. Interest rate up to 2.25% No monthly fees No minimum balance required Unlimited transactions and free e-transfers Deposit protection up to $1,000,000 Access to multiple accounts for different financial goals No credit check necessary No conversion fee: $25 cash back

Monthly fee: $0
Included transactions: Unlimited
Interac e-Transfers: Unlimited Interac included
E-statement: Included

Discover the Wealthsimple Chequing Account, a chequing account with an interest rate of up to 2.25%, with no monthly fees or minimum balance required.

Eligible new clients can earn CAD $25 by opening an account through the partner link on this page and adding at least CAD

from an external source within 30 days of opening. The terms require you to keep your pre-promotion balance and net funding in your Wealthsimple accounts for 180 days from the end of the promotion period. Official offer terms.

You can earn 1.25% interest on your account balance
Wealthsimple Premium and Generation clients can earn an even higher interest rate of up to 2.25%
No fees for everyday banking services (e.g. no monthly fee, no FX, ATM, or Interac fees)
$1M in CDIC coverage (10x the average)
Deposit cash at any Canada Post location with instant deposits
Daily Interac e-Transfer limit of up to $25,000
Earn up to 3.5% interest on your USD savings

Enjoy unlimited transactions and protection for eligible deposits of up to $1,000,000. Open multiple accounts to easily manage your various financial goals.

Account highlights

$25 cash back

Account details & conditions

Eligible new clients can earn CAD $25 by opening an account through the partner link on this page and adding at least CAD $1 from an external source within 30 days of opening. The terms require you to keep your pre-promotion balance and net funding in your Wealthsimple accounts for 180 days from the end of the promotion period. Official offer terms.
Interest rate up to 2.25%
No monthly fees
No minimum balance required
Unlimited transactions and free e-transfers
Deposit protection up to $1,000,000
Access to multiple accounts for different financial goals
No credit check necessary
No conversion fee

Read the full offer

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Tangerine No-fee daily Chequing Account

Tangerine

Monthly fee: $0; No monthly fee
Included transactionsUnlimited Interac included: Unlimited
Account highlightsNew Clients: You could get $250 for moving your pay Take advantage of our limited time new client offer and put your money to work at Tangerine. Earn $250 in cash: Transfer your eligible pay into a no-monthly-fee chequing account for at least 2 consecutive months. Offer ends April 30, 2027. No monthly fees or minimum balance Free Interac transfers Free access to 3,500 Scotiabank ABMs Quick and easy online registration: Open a no monthly fee Chequing Account and move your pay to earn $250*.; Ends Apr 30, 2027

Monthly fee: $0
Included transactions: Unlimited
Interac e-Transfers: Unlimited Interac included
ATM — bank network: $0
Insufficient funds: $5
E-statement: Included

Regular interest: Up to 0.1%Maximum schedule rate on balances of $100,000–499,999.99. Below $50,000: 0.01%; $50,000–99,999.99: 0.05%; from $500,000: 0.01%.Rate as of October 26, 2026 · Checked October 26, 2026 · Institution source

Tangerine offers a chequing account with no monthly fees and no minimum balance, ideal for simplifying your day-to-day finances.

In addition, new customers get a $250 bonus:

Receive $250 by depositing your eligible paycheque into a new Tangerine chequing account for at least 2 months;
The offer ends April 30, 2027.

Here are the main features of the Tangerine No-fee daily Chequing Account:

No monthly fees or minimum balance required
Unlimited transactions and Interac transfers
User-friendly mobile application to manage your operations
Earn up to an additional $300 per year by referring friends and family

Enjoy free access to 3,500+ Scotiabank ABMs in Canada and 44,000+ ABMs worldwide through Scotiabank’s Global ATM Alliance, and earn interest on your chequing balance.

Account highlights

Open a no monthly fee Chequing Account and move your pay to earn $250*.

Offer ends April 30, 2027.

Ends Apr 30, 2027

Account details & conditions

New Clients: You could get $250 for moving your pay

Take advantage of our limited time new client offer and put your money to work at Tangerine.

Earn $250 in cash: Transfer your eligible pay into a no-monthly-fee chequing account for at least 2 consecutive months. Offer ends April 30, 2027.

No monthly fees or minimum balance
Free Interac transfers
Free access to 3,500 Scotiabank ABMs
Quick and easy online registration

Read the full offer

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CIBC Smart® for Students

CIBCStudents

Monthly fee: $0; No monthly fee
Included transactions: Unlimited
Account highlightsFrom October 1, 2026, earn $125 when you open an eligible CIBC Smart Account and make five eligible Visa Debit purchases within 60 days of opening. No monthly fee for an unlimited number of transactions Free transactions, including debit card purchases, withdrawals, Interac e-Transfers, bill payments, and cheques Free electronic statements Free Interac transfers for sending and receiving Free withdrawals at CIBC ATMs: $125 cash

Monthly fee: $0
Included transactions: Unlimited
ATM — bank network: $0
E-statement: Not included

Discover the CIBC Smart Account for Students and enjoy unlimited free transactions with no monthly fees.

Benefit from free electronic statements and free Interac e-Transfers for sending and receiving money.

Also enjoy free withdrawals at CIBC ATMs.

From October 1, 2026, earn $125 when you open an eligible CIBC Smart Account and make five eligible Visa Debit purchases within 60 days of opening.

You must qualify for Smart Start or Smart for Students and must not have held or jointly held a CIBC chequing account from 2022 to opening. The offer is open to eligible Canadian residents and international students. Official offer terms.

Account highlights

$125 cash

Account details & conditions

From October 1, 2026, earn $125 when you open an eligible CIBC Smart Account and make five eligible Visa Debit purchases within 60 days of opening.
No monthly fee for an unlimited number of transactions
Free transactions, including debit card purchases, withdrawals, Interac e-Transfers, bill payments, and cheques
Free electronic statements
Free Interac transfers for sending and receiving
Free withdrawals at CIBC ATMs

Read the full offer

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TD U.S. Daily Interest Chequing Account

Monthly fee: $0; No monthly fee

Monthly fee: $0

Regular interest: 0.01%Rate as of November 14, 2026 · Checked November 14, 2026 · Institution source

TD U.S. Daily Interest Chequing Account has no monthly fee.

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PC Money™ Account

PC Financial

Monthly fee: $0; No monthly fee
Included transactionsUnlimited Interac included: Unlimited
Account highlightsEnjoy a welcome offer of 150,000 PC OptimumTM points in total, worth $150 in rewards, subject to conditions. For new, first-time account holders applying online through the offer page: start within 60 days of opening and receive at least $1,500 in automatic payroll or pension direct deposits per calendar month for three consecutive months. Interac e-Transfers, electronic funds transfers and other deposits do not qualify; the Bank determines classification. The 150,000 points include standard direct-deposit points rather than being added on top. Additional top-up points are awarded four to six weeks after requirements are met; standard points arrive two to seven business days after the required threshold. This offer replaces other introductory offers and may change or end without notice. Terms consulted October 30, 2026. No monthly fees or minimum balance required. Unlimited everyday transactions at no cost; dollar limits and fees for other services or special requests may apply. Interac e-TransferMD service at no cost. Foreign currency transactions have no conversion markup; the Mastercard rate on the processing date applies and ATM withdrawal fees may still apply. Up to 5,000 PC Optimum points per month for eligible automatic payroll or pension direct deposits: 2,000 points for a monthly total of $1,500–$2,999, plus 3,000 points when that total exceeds $2,999. Transfers and other deposits do not qualify; President’s Choice Bank determines classification. Up to another 5,000 points per month for bill payments: 1,000 points per payment of at least $50 to a unique payee, maximum five per month. Eligible purchases earn 10 points per dollar at participating Loblaw banner stores, 25 at Shoppers Drug Mart (15 membership points plus 10 account points), and at least 5 elsewhere. Bill payments, transfers, fees and interest are excluded from purchase rewards; returns result in points deductions. Earn 2.2% interest* and grow your savings balance with the optional savings feature.: 150,000 PC Optimum points in total ($150): eligible payroll/pension deposits of at least $1,500 per month × three months, starting within 60 days; conditions below.

Monthly fee: $0
Included transactions: Unlimited
Interac e-Transfers: Unlimited Interac included
E-statement: Not included

Regular interest: 2.2%Annual rate on the optional savings-feature balance, separate from the spending balance.Rate as of October 26, 2026 · Checked October 26, 2026 · Institution source

New account holders: conditional offer of 150,000 PC Optimum points in total ($150 value) for at least $1,500 in automatic payroll or pension direct deposits per month for three consecutive months, starting within 60 days of opening the PC Money Account^TM.

This account has no monthly fee or minimum balance and includes unlimited everyday transactions, including Interac e-Transfers. There is no foreign currency conversion markup; the Mastercard exchange rate on the processing date applies and ATM withdrawal fees may still apply.

Up to 5,000 PC Optimum points per month for eligible automatic payroll or pension direct deposits: 2,000 points for a monthly total of $1,500–$2,999, plus 3,000 points when that total exceeds $2,999. Transfers and other deposits do not qualify; President’s Choice Bank determines classification. Up to another 5,000 points per month for bill payments: 1,000 points per payment of at least $50 to a unique payee, maximum five per month. Eligible purchases earn 10 points per dollar at participating Loblaw banner stores, 25 at Shoppers Drug Mart (15 membership points plus 10 account points), and at least 5 elsewhere. Bill payments, transfers, fees and interest are excluded from purchase rewards; returns result in points deductions.

Finally, optimize your savings with an interest rate of 2.2% and grow your capital with the optional savings feature.

Account highlights

150,000 PC Optimum points in total ($150): eligible payroll/pension deposits of at least $1,500 per month × three months, starting within 60 days; conditions below.

Account details & conditions

Enjoy a welcome offer of 150,000 PC Optimum^TM points in total, worth $150 in rewards, subject to conditions. For new, first-time account holders applying online through the offer page: start within 60 days of opening and receive at least $1,500 in automatic payroll or pension direct deposits per calendar month for three consecutive months. Interac e-Transfers, electronic funds transfers and other deposits do not qualify; the Bank determines classification. The 150,000 points include standard direct-deposit points rather than being added on top. Additional top-up points are awarded four to six weeks after requirements are met; standard points arrive two to seven business days after the required threshold. This offer replaces other introductory offers and may change or end without notice. Terms consulted October 30, 2026.
No monthly fees or minimum balance required.
Unlimited everyday transactions at no cost; dollar limits and fees for other services or special requests may apply.
Interac e-Transfer^MD service at no cost. Foreign currency transactions have no conversion markup; the Mastercard rate on the processing date applies and ATM withdrawal fees may still apply.
Up to 5,000 PC Optimum points per month for eligible automatic payroll or pension direct deposits: 2,000 points for a monthly total of $1,500–$2,999, plus 3,000 points when that total exceeds $2,999. Transfers and other deposits do not qualify; President’s Choice Bank determines classification. Up to another 5,000 points per month for bill payments: 1,000 points per payment of at least $50 to a unique payee, maximum five per month. Eligible purchases earn 10 points per dollar at participating Loblaw banner stores, 25 at Shoppers Drug Mart (15 membership points plus 10 account points), and at least 5 elsewhere. Bill payments, transfers, fees and interest are excluded from purchase rewards; returns result in points deductions.
Earn 2.2% interest* and grow your savings balance with the optional savings feature.

Read the full offer

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BMO Performance Chequing Account for Newcomers

BMONewcomers

Monthly feeFee waiverNo monthly plan fees for two years*: $17.95
Included transactions: Unlimited
Account highlightsNewcomers can get up to $1,100* in bonus cash and up to 12 months of a Walmart+ membership*. Plus, they pay no monthly program fees for two years*. Get up to $1,100* plus up to 12 months of Walmart+* when you meet the eligibility criteria. Save $430 with no monthly plan fees for two years* Get a $60 cash bonus when you rent a safety deposit box* Send BMO Global Money Transfer with no fee* No monthly plan fees for two years* Unlimited transactions* Family members in your household get no fee daily banking with the BMO Family Bundle* Up to $40 rebate for eligible BMO credit cards* OnGuard®† Identity Theft Protection at no charge*: Up to $1,100 cash*; Ends Mar 1, 2027

Monthly fee: $17.95
Fee waiver: No monthly plan fees for two years*
Included transactions: Unlimited
ATM withdrawals per month: 1
ATM — other networks in Canada: $2
ATM — United States: $5
ATM — international: $5
E-statement: Included

Credit card rebate: $40

With the BMO Newcomers Performance Chequing Account, you can get up to $1,100 welcome bonus* and up to 12 months of a Walmart+ membership*:

$800 for opening a BMO Performance or Premium Plan chequing account by March 1, 2027, a recurring direct deposit of $500 or more with the first deposit arriving by April 30, 2027, then two bill payments or two pre-authorized debits of at least $50 to two different payees.
$200 for opening a Savings Amplifier Account by March 1, 2027, with total deposits of $10,000 or more within the first 30 calendar days of opening, then a daily closing balance of at least $10,000 maintained for an additional 180 calendar days after that initial 30-day period, under the official terms.
$100 for a new eligible credit card approved in your name as primary cardholder within 30 calendar days of opening the chequing account. You must also open a Savings Amplifier Account and deposit any amount into it within that same 30-day period.
Up to 12 months of Walmart+* when you open and fund an eligible BMO account and select your debit card as the payment method on Walmart.ca by April 30, 2027.

The BMO Savings Amplifier Account also offers a promotional interest rate of 5.00% on balances up to $1,000,000 for the 120 calendar days following your deposit*.

BMO pays the $800 and $200 bonuses by October 30, 2027, and the $100 bonus by June 30, 2027.

Plus, enjoy:

Unlimited everyday banking transactions*
Up to $40 rebate* on eligible BMO credit cards
Send BMO Global Money Transfer with no fee*: send funds quickly and securely in multiple currencies to nearly 50 destinations.

To keep the bonuses, eligible accounts must remain open until March 1, 2028 and meet the offer conditions, including keeping the chequing account in the Performance or Premium Plan.

Account highlights

Up to $1,100 cash*

Ends Mar 1, 2027

Account details & conditions

Newcomers can get up to $1,100* in bonus cash and up to 12 months of a Walmart+ membership*. Plus, they pay no monthly program fees for two years*.

Get up to $1,100* plus up to 12 months of Walmart+* when you meet the eligibility criteria.
Save $430 with no monthly plan fees for two years*
Get a $60 cash bonus when you rent a safety deposit box*
Send BMO Global Money Transfer with no fee*
No monthly plan fees for two years*
Unlimited transactions*
Family members in your household get no fee daily banking with the BMO Family Bundle*
Up to $40 rebate for eligible BMO credit cards*
OnGuard®† Identity Theft Protection at no charge*

Read the full offer

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RBC Advantage Banking Account

RBC

Monthly feeFee waiverNo minimum-balance waiver — fees reduced through the RBC Value Program: $12.95
Included transactionsUnlimited Interac included: Unlimited

Monthly fee: $12.95
Fee waiver: No minimum-balance waiver — fees reduced through the RBC Value Program
Included transactions: Unlimited
Interac e-Transfers: Unlimited Interac included
ATM — bank network: $0
Insufficient funds: $4
E-statement: Not included

Discover the RBC Advantage Banking Package and enjoyunlimited debit transactions and free Interac e-Transfers.

Benefit from reduced monthly fees with the Value Program rebate andfuel savings at Petro-Canada.

Enjoy unlimited withdrawals at non-RBC ATMs in Canada and the Right Account Guarantee.

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EQ Bank Joint Account

EQ Bank

Monthly fee: $0; No monthly fee
Included transactions: Unlimited
Account highlights1.50% interest rate on everyday banking or 3.00% when you set up direct deposit of your pay of $2,000 or more per month into your account. No monthly fees No minimum balance required Free daily transactions including bill payments, Interac transfers and electronic funds transfers CDIC deposit insurance up to $100,000 Fast online registration: Up to 3.00% interest

Monthly fee: $0
Included transactions: Unlimited
E-statement: Not included

Regular interest: 1.5%

Discover the EQ Bank Joint Account and enjoy an interest rate of up to 3.00% with no monthly fees.

Enjoy free transactions, including bill payments and Interac transfers, with no minimum balance required. Your deposits are protected by CDIC deposit insurance up to $100,000.

Account highlights

Up to 3.00% interest

Account details & conditions

1.50% interest rate on everyday banking or 3.00% when you set up direct deposit of your pay of $2,000 or more per month into your account.
No monthly fees
No minimum balance required
Free daily transactions including bill payments, Interac transfers and electronic funds transfers
CDIC deposit insurance up to $100,000
Fast online registration

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